In this clip from the 2008 PLUS D&O Symposium, John Rafferty, Vice President with Hartford Financial Products, sets out a great overview of the issues surrounding the subprime and larger credit crisis that we are facing. Panelist Bain Head, Senior Vice President with McGriff, Siebels & Williams, then gives her predictions of where the subprime crisis is going, and what the resulting effect on D&O will be.